Qlo

Legora for commercial insurance carriers

YC Summer 2026Artificial IntelligenceInsuranceEnterprise Software

About Qlo

Qlo builds AI agents to run commercial insurance underwriting. We start by fully automating the operational work around risk decisions, become the system of record, and earn autonomy workflow by workflow toward the autonomous AI underwriter. We’re rebuilding underwriting infrastructure from the ground up so human underwriters and AI agents can share the same accounts, rules, documents, permissions, and workflow state.  We believe every commercial insurance program will eventually be built and operated end to end by AI agents on Qlo.

Founder

  • Ryan Hu

    Founder

    Founder at Qlo. Previously built a commercial insurance marketplace that reached acquisition talks. Studied Electrical Engineering at National Taiwan University (dropped out).

    LinkedIn ↗X ↗

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